Melissa Jean-Baptiste thought she was doing all the right things when it came to her finances, but after trying to secure a loan to buy her first home, she quickly realized the reality. She wasn’t doing anything, learning how money truly operated, or how to use it as a tool. Fast forward, and Melissa now helps other millennials build generational wealth through debt management strategies, passive income and investing, and a communal digital space to start their debt-free journey.
So do you want to know how Melissa paid off $102,000 in debt on a New York City teacher's salary? And how you can also plan for an early work optional retirement? Tune in and find out!
KEY POINTS:
Why Melissa began her money journey
How to pay off debt with other financial goals in mind
Pivoting your budget throughout your journey
Melissa’s ultimate money hack
Is a side hustle always a good idea?
QUOTABLES:
“Sit down with that money. Look at what you have. Look at where you want to go and push past the discomfort.” - Melissa Jean-Baptiste
“You can use money to leverage a lot of different things that can lead to more money, lead to property assets and growing wealth.” - Melissa Jean-Baptiste
GUEST RESOURCES:
Melissa Jean-Baptiste
IG | instagram.com/millennialindebt
Get Your Copy of So...This Is Why I'm Broke - https://amzn.to/3OYCnIc
Have career and leadership development questions? Email Kimberly at podcast@manifestyourself.com
Learn more about Kimberly Brown and download a free career strategy template at kimberlybonline.com
Read the book “Next Move, Best Move: Transitioning Into a Career You’ll Love” at nextmovebestmovebook.com
Follow Kimberly on social media:
IG | @kimberlybonline - instagram.com/kimberlybonline
FB | facebook.com/kimberlybonline
Twitter | twitter.com/kimberlybonline
LinkedIn | linkedin.com/in/kimberlybonline
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Kimberly literally shares everything I only WISH I knew before working my way up the corporate ladder and transitioning into a job that I’d love (and one that paid me WELL). She touches on everything from pivoting in my career to salary negotiations - and what I appreciate most is that she speaks from a place of experience! She has RECEIPTS. I also love that the information is delivered in bite sized episodes - short enough for a quick listen, but long enough to make a lasting impact and providing actionable tips to implement. This podcast has my highest recommendation - especially for women of color looking to break through limiting beliefs, secure their dream position, and finally to get paid their worth.
Kimberly’s content is billed as being for women and people of color. As a white male, I feel that her content is universally applicable. As a person that benefited from privilege I appreciate having access to this point of view. I feel that being able to get an understanding of these topics from her perspective helps me better approach these topics with my employees.I hope she keeps producing new episodes and publishing books.
This podcast came right on time! My fiancé attended a conference & met Kimberly. He immediately told me about her book and her story & I was hooked. I really feel like listening to this podcast and reading her book will truly propel me and many into the next career move. Often times I find podcast that speak solely to quitting your job, but what about us that really enjoy what we do and just want to elevate? Kimberly did THAT! & I’m appreciative.This isn’t a podcast that you listen to in the background, GRAB YOUR PEN & PAPER! 🙌🏾
Kim gives practical, USEFUL career advice. I look forward to new episodes every week.
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