Melissa Jean-Baptiste thought she was doing all the right things when it came to her finances, but after trying to secure a loan to buy her first home, she quickly realized the reality. She wasn’t doing anything, learning how money truly operated, or how to use it as a tool. Fast forward, and Melissa now helps other millennials build generational wealth through debt management strategies, passive income and investing, and a communal digital space to start their debt-free journey.
So do you want to know how Melissa paid off $102,000 in debt on a New York City teacher's salary? And how you can also plan for an early work optional retirement? Tune in and find out!
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KEY POINTS:
Why Melissa began her money journey
How to pay off debt with other financial goals in mind
Pivoting your budget throughout your journey
Melissa’s ultimate money hack
Is a side hustle always a good idea?
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QUOTABLES:
“Sit down with that money. Look at what you have. Look at where you want to go and push past the discomfort.” - Melissa Jean-Baptiste
“You can use money to leverage a lot of different things that can lead to more money, lead to property assets and growing wealth.” - Melissa Jean-Baptiste
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GUEST RESOURCES:
Melissa Jean-Baptiste
IG | instagram.com/millennialindebt
Get Your Copy of So...This Is Why I'm Broke - https://amzn.to/3OYCnIc
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Have career and leadership development questions? Email Kimberly at podcast@manifestyourself.com
Learn more about Kimberly Brown and download a free career strategy template at kimberlybonline.com
Read the book “Next Move, Best Move: Transitioning Into a Career You’ll Love” at nextmovebestmovebook.com
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Follow Kimberly on social media:
IG | @kimberlybonline - instagram.com/kimberlybonline
FB | facebook.com/kimberlybonline
Twitter | twitter.com/kimberlybonline
LinkedIn | linkedin.com/in/kimberlybonline‍
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Your Next Move is edited by Instapodcasts (visit at instapodcasts.com)
Kimberly gives excellent advice about how to reflect on where you’d like to go in your career and act strategically to grow with intention & integrity. Highly recommend not only this podcast for the great tips and interviews but also her book.
This episode was like having a conversation with friends. Friends who have been in the trenches with you and understand corporate life.I am embarking on a new work from home morning routine and liked how Kimberly and Tara talked about having a plan but going with the flow. Some days I need coffee before mindfulness… it’s my routine I can do what feels right!Thanks ladies!
I really enjoy this podcast! I love how encouraging the message is but also REAL advice even if it may be unsettling to hear!This podcast gets me excited and empowered to take actionable steps in my career!
Kim gives practical, USEFUL career advice. I look forward to new episodes every week.
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