Melissa Jean-Baptiste thought she was doing all the right things when it came to her finances, but after trying to secure a loan to buy her first home, she quickly realized the reality. She wasn’t doing anything, learning how money truly operated, or how to use it as a tool. Fast forward, and Melissa now helps other millennials build generational wealth through debt management strategies, passive income and investing, and a communal digital space to start their debt-free journey.

So do you want to know how Melissa paid off $102,000 in debt on a New York City teacher's salary? And how you can also plan for an early work optional retirement? Tune in and find out!

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KEY POINTS:

Why Melissa began her money journey
How to pay off debt with other financial goals in mind
Pivoting your budget throughout your journey
Melissa’s ultimate money hack
Is a side hustle always a good idea?

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QUOTABLES:

“Sit down with that money. Look at what you have. Look at where you want to go and push past the discomfort.” - Melissa Jean-Baptiste
“You can use money to leverage a lot of different things that can lead to more money, lead to property assets and growing wealth.” - Melissa Jean-Baptiste

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GUEST RESOURCES:

Melissa Jean-Baptiste

millennialindebt.com

IG | instagram.com/millennialindebt

Get Your Copy of So...This Is Why I'm Broke - https://amzn.to/3OYCnIc

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Have career and leadership development questions? Email Kimberly at podcast@manifestyourself.com

Learn more about Kimberly Brown and download a free career strategy template at kimberlybonline.com

Read the book “Next Move, Best Move: Transitioning Into a Career You’ll Love” at nextmovebestmovebook.com

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Follow Kimberly on social media:

IG | @kimberlybonline - instagram.com/kimberlybonline
FB | facebook.com/kimberlybonline
Twitter | twitter.com/kimberlybonline
LinkedIn | linkedin.com/in/kimberlybonline‍

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Your Next Move is edited by Instapodcasts (visit at instapodcasts.com)