Melissa Jean-Baptiste thought she was doing all the right things when it came to her finances, but after trying to secure a loan to buy her first home, she quickly realized the reality. She wasn’t doing anything, learning how money truly operated, or how to use it as a tool. Fast forward, and Melissa now helps other millennials build generational wealth through debt management strategies, passive income and investing, and a communal digital space to start their debt-free journey.
So do you want to know how Melissa paid off $102,000 in debt on a New York City teacher's salary? And how you can also plan for an early work optional retirement? Tune in and find out!
KEY POINTS:
Why Melissa began her money journey
How to pay off debt with other financial goals in mind
Pivoting your budget throughout your journey
Melissa’s ultimate money hack
Is a side hustle always a good idea?
QUOTABLES:
“Sit down with that money. Look at what you have. Look at where you want to go and push past the discomfort.” - Melissa Jean-Baptiste
“You can use money to leverage a lot of different things that can lead to more money, lead to property assets and growing wealth.” - Melissa Jean-Baptiste
GUEST RESOURCES:
Melissa Jean-Baptiste
IG | instagram.com/millennialindebt
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Have career and leadership development questions? Email Kimberly at podcast@manifestyourself.com
Learn more about Kimberly Brown and download a free career strategy template at kimberlybonline.com
Read the book “Next Move, Best Move: Transitioning Into a Career You’ll Love” at nextmovebestmovebook.com
Follow Kimberly on social media:
IG | @kimberlybonline - instagram.com/kimberlybonline
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Twitter | twitter.com/kimberlybonline
LinkedIn | linkedin.com/in/kimberlybonline
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Loving this podcast. The information Kimberly is sharing is invaluable! A must listen if you feel stuck, “lost”, or misguided in your career life. These are great takeaways that can even be applied outside of your work life to be honest. Looking forward to more.
I just listened to Episode 22, Being an Ambitious Woman with Tiffany Aliche and was so impressed. The time just flew by as I enjoyed the solid career advice Kimberly and Tiffany shared. Documenting your accomplishments was one of the ideas that I thought was especially good -- because if YOU don't know what you accomplished and what your big wins are, you cannot possibly expect others to remember. I look forward to tuning in again.
Short and easily ingestible coaching and informational knowledge. Kimberly tells relatable stories and gives great career advice!
I love the messages and positive energy of this podcast. I want to use the tips in my daily life. I listened to “Mixtape Confidence” episode and it was very insightful on how personal life and work are a balance that we need to focus on. Also , i love the reference to the movie “Girls Trip”. The actress Tiffany Haddish has a very inspiring story . Hopefully one day she will be a guest on the podcast
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